P.C. Richard & Son Credit Card

Up to 24 Months Special Financing*

on Qualifying Purchases now through 4/28/24, no annual fee!1

New cards CANNOT be used TODAY for in-store pickup purchases OR purchases made in a P.C. Richard & Son store. Your first order must be delivered to the address on your credit card application.

P.C. Richard & Son Credit Card

See if you prequalify

Get a decision in seconds
with no impact to your credit bureau score.

Ready to apply?

Get a decision in seconds with
one easy application.

Already a cardholder?

Manage your account, make
payments, and more.

If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:

Ensure you have plenty of time for your payment to arrive prior to due date

Benefits You'll Love

1For new accounts. Purchase APR is 29.99%; Minimum interest charge is $2.

Current Special Financing With Your P.C. Richard & Son Credit Card

Appliance Special Financing

Appliance Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed
24 Months Special Financing* applies to the following purchases

any Samsung appliance purchase totaling $2,999 or more now through 4/28/24.

Electronics Special Financing

Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed
24 Months special financing* applies to the following purchases

any Samsung TV priced $999 or more now through 4/28/24.

any LG TV priced $999 or more now through 4/28/24.

Mattress Special Financing

Mattress Special Financing
6 Months Special Financing* applies to the following purchases

any mattresses priced up to $998 now through 4/28/24.

12 Months special financing* applies to the following purchases

any mattresses priced $999-$1,498 now through 4/28/24.

18 Months Special Financing* applies to the following purchases

any mattresses priced $1,499-$1,998 now through 4/28/24.

24 Months special financing* applies to the following purchases

any mattresses priced $1,999 or more now through 4/28/24.

Special Offers

Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases

any Mac computer purchases now through 4/28/24.

any Weber grill priced $399 or more now through 4/28/24.

24 Months Special Financing* applies to the following purchases

any JBL product priced $799 or more now through 4/28/24.

Frequently Asked Questions

Manage Your Account

Securely access and manage your account online. You can:

Make a Payment

View Account Balance

Receive Account Alerts

Or call Synchrony Customer Service at 1-877-800-4727 , 7 days a week, 7:30 a.m to midnight EST.

1 For new accounts: Purchase APR is 29.99%; Minimum interest charge is $2.

*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card now through 4/28/24. 6 Months Special Financing on everything we sell not indicated below and all mattresses priced up to $998, 12 Months on all Mac computers, Weber grills priced $399 or more and all mattresses priced $999-$1,498, 18 Months on all mattresses priced $1,499-$1,998 and 24 Months on all Samsung appliance purchases totaling $2,999 or more, all Samsung & LG TVs priced $999 or more, all JBL products priced $799 or more and all mattresses priced $1,999 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.

For 6 month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.

Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the 6, 12, 18 or 24 month promotional period. If you do not, interest will be assessed on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%: Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

All SPECIAL FINANCING OFFERS: SUBJECT TO CREDIT APPROVAL. MINIMUM MONTHLY PAYMENTS REQUIRED.