18 months special financing on select products.
Everything You Want and Need
With the flexibility and convenience of your P.C. Richard & Son Credit Card, you can enjoy these great benefits with every purchase:

• 6 Months special financing** EVERY DAY

• Advance notice of special offers and discounts

• Convenient monthly payments

Learn More.
Credit Card.
Apply For a NEW Card**
Complete an online application now and receive a decision in less than 2 minutes. New card can be used for online purchase TODAY.***


Apply Now.
If you would like to be able to make an in-store purchase immediately, you may apply in person at any one of our 66 locations. We will be more than happy to assist you with processing your application in-store so you can begin using your account in-store the same day you’re approved.

*Offer valid on purchases of all LG, Samsung and Sony TV’s, Microsoft Surface devices, Mattresses and adjustable bases priced $499 or more, any appliance, Yamaha, Bose and Sonos home audio product and Bell’O and Classic Flame fireplace & TV console purchase totaling $499 or more. No interest will be charged on the promo purchase if you pay the promo purchase amount in full by February 2020. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. See store for details.

**Subject to credit approval. Minimum monthly payments required. See store or our financing page for details.

***You may only use your new account for online purchases to be shipped to the address on your credit application. You must have your physical card present for in-store pick up purchases. Your card will arrive in the mail 7-10 days from your approved application date.