Affirm
Buy Now, Pay Over Time
Buy Now, Pay Over Time
P.C. Richard & Son now offers Affirm's easy-to-use Buy Now, Pay Over Time payment option to help you get everything you need.
With Affirm, you'll be able to shop and pay at your own pace without any fees. It's a smarter way to get the things you love without breaking your budget.
Buying with Affirm
Step 1
Start Shopping
Shop online or in-store and select Affirm at checkout, or you can request a virtual card in the Affirm app.
.jpg)
Step 2
Choose Your Payment Terms
You're in control. Pick the payment option that works for you and your budget. Option range from 4 interest-free payments every 2 weeks to monthly installments.
Step 3
Pay Over Time
Manage your payments in the Affirm app or online, and set up AutoPay so you don't miss a payment. Even if you do, you'll never pay any fees.
FAQs
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No, your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, it may impact your credit score. You can find more information in Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
- No interest or fees
- No impact on your credit score
- Set up easy, automatic payments
Choose monthly installments. Perfect for big-ticket items.
- No hidden fees, ever
- What you see is what you pay
- Set up easy, automatic payments
Say yes with confidence.
When you buy with Affirm, you'll always know exactly what you owe and when you'll be done paying. You'll never pay a hidden fee, or any fee.
Transparent
Never pay more than the price of your purchase. Affirm tells you the total amount you'll pay up front, and that number will never go up.
- Flexible
You choose the payment schedule that works for you.
- Fair
Affirm won't charge you late fees or penalties of any kind, ever.