Up to 24 Months Special Financing*/**
P.C. Richard & Son Credit Card
on Qualifying Purchases 12/5/24 through 12/31/24, no annual fee!11
New cards CANNOT be used TODAY for in-store pickup purchases OR purchases made in a P.C. Richard & Son store. Your first order must be delivered to the address on your credit card application.
If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:
- By Phone: 1-877-800-4727. There may be an additional fee to make an expedited payment by phone.
- Online at: mysynchrony.com
- In-Store: Find a Store
- Mail: Synchrony Bank PO Box 960061 Orlando, FL 32896-0061
Ensure you have plenty of time for your payment to arrive prior to due date
Benefits You'll Love
Current Special Financing With Your P.C. Richard & Son Credit Card
Appliance Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases
select appliances purchases totaling $999 or more 12/5/24 through 12/31/24.
24 Months Special Financing* applies to the following purchases
all Marvel, Lynx Sedona & Viking purchases totaling $999 or more 12/5/24 through 12/31/24!
Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases
any Hisense TV priced $999 or more 12/5/24 through 12/31/24.
any LG TV priced $999 or more 12/5/24 through 12/31/24.
any Sharp TV priced $999 or more 12/5/24 through 12/31/24.
any Samsung TV priced $999 or more 12/5/24 through 12/31/24.
any TCL TV priced $999 or more 12/5/24 through 12/31/24.
Mattress Special Financing
6 Months Special Financing* applies to the following purchases
any mattresses priced up to $998.99 12/5/24 through 12/31/24.
12 Months special financing* applies to the following purchases
any mattresses priced $999-$1,498.99 12/5/24 through 12/31/24.
18 Months Special Financing* applies to the following purchases
any mattresses priced $1,499-$1,998.99 12/5/24 through 12/31/24.
24 Months special financing* applies to the following purchases
any mattresses priced $1,999 or more 12/5/24 through 12/31/24.
Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases
any Mac computer purchases 12/5/24 through 12/31/24.
any LG audio products priced $499 or more 12/5/24 through 12/31/24.
any Samsung audio products priced $499 or more 12/5/24 through 12/31/24.
any JBL audio products priced $499 or more 12/5/24 through 12/31/24.
Frequently Asked Questions
Manage Your Account
Securely access and manage your account online. You can:
Make a Payment
View Account Balance
Receive Account Alerts
Or call Synchrony Customer Service at 1-877-800-4727 , 7 days a week, 7:30 a.m to midnight EST.
1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 12/5/24 through 12/31/24. 6 Months Special Financing on everything we sell not indicated below and all mattresses priced up to $998.99, 12 Months on select appliance purchases totaling $999 or more (excluding Beko, Panasonic, Samsung, Speed Queen, Sub Zero MidAtlantic, & Summit), all Hisense, LG, Samsung, Sharp & TCL TVS priced $999 or more, all Samsung, JBL & LG audio priced $499 or more, all Mac computers and all mattresses priced $999-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 Months on Marvel, Lynx Sedona & Viking purchases totaling $999 or more and all mattresses priced $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.
For 6-month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.