P.C. Richard & Son Credit Card

Everything You Want and Need
With the flexibility and convenience of your P.C. Richard & Son Credit Card, you can enjoy these great benefits with every purchase:

    • 6 Months special financing* EVERY DAY
    • Advance notice of special offers and discounts
    • Convenient monthly payments
            *Subject to credit approval. Minimum monthly payments required.

Apply For a NEW Card

Complete an online application now and receive a decision in less than 2 minutes. New card can be used for online purchase TODAY.**
Apply Now
**You may only use your new account for online purchases to be shipped to the address on your credit application. You must have your physical card present for in-store pick up purchases. Your card will arrive in the mail 7-10 days from your approved application date.

If you would like to be able to make an in-store purchase immediately, you may apply in person at any one of our 66 locations. We will be more than happy to assist you with processing your application in-store so you can begin using your account in-store the same day you’re approved.

Manage your Existing Account

Securely manage and pay your financing account through Synchrony Financial.
Pay your Bill
Synchrony Financial Customer Service: 1-866-396-8254
7 days a week 7:30am to midnight Eastern time.

CURRENT PROMOTIONS
Appliances
Electronics
Mattresses
What is the P.C. Richard & Son Credit Card?
P.C. Richard & Son offers customers a credit card through Synchrony Bank, with a revolving credit line to use again and again at P.C. Richard & Son locations.
How do I get a P.C. Richard & Son Credit Card?
You can apply for a P.C. Richard & Son Credit Card* online here or in-store. Click here to find the location nearest you.
Where do I check the status of my account?
To check the status of your P.C. Richard & Son Credit Card click on the Manage My Account link or you may go to Synchrony Financial’s website by clicking here.
After logging into your account, you will be able to:

        • Make a payment
        • View your balance
        • Update your account information
        • Schedule up to your next 12 payments
How can I make a payment on my P.C. Richard & Son Credit Card?
P.C. Richard & Son offers 4 convenient ways to pay your P.C. Richard & Son Credit Card bill.
Pay Online: Click here to manage your account and make payments online.
Pay In-store: Bring your P.C. Richard & Son credit card statement into a P.C. Richard & Son location and pay your bill by cash or check.
Pay by Phone: Call Synchrony Bank Customer Service at 1-866-396-8254.
Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to due date.
                         • Synchrony Bank, PO Box 960061, Orlando, FL 32896 - 0061
6 Month offer applies to all purchases not qualifying for another offer listed
12 Month offer applies to the following purchases*
Any Mac computer purchase made between 1/1/16-12/31/16
SunBrite TV purchase of $995 - $1994 made between 4/1/16 to 12/31/16
Any Sony TV purchase of $795 - $1494 made between 8/28/16 to 9/10/16
Any LG TV purchase of $795 - $1494 made between 8/28/16 to 9/10/16
Any Samsung TV purchase of $795 - $1494 made between 8/28/16 to 9/10/16
24 Month offer applies to the following purchases*
SunBrite TV purchase of $1995 and up made between 4/1/16 to 12/31/16
Any LG TV purchase of $1495 and up made between 8/28/16 to 9/10/16
Any Samsung TV purchase of $1495 and up made between 8/28/16 to 9/10/16
36 Month offer applies to the following purchases**
Any LG Signature OLED TV purchase made between 4/1/16 to 12/31/16
6 Month offer applies to all purchases not qualifying for another offer listed
12 Month offer applies to the following purchases*
No offers at this time
18 Month offer applies to the following purchases*
Any Frigidiare 4 piece package purchase made between 8/24/16 to 9/10/16
24 Month offer applies to the following purchases*
Any DCS purchase made between 3/27/16 to 9/30/16
Any Daiken Split AC purchase made between 4/1/16 to 8/31/16
Any Frigidaire Gallery 4 piece package purchase made between 8/24/16 to 9/10/16
Any Whirlpool cooktop and wall oven purchase made between 8/28/16 to 9/24/16
Any Whirlpool 4 piece package purchase made between 8/28/16 to 9/24/16
Any KitchenAid 4 piece package purchase made between 8/28/16 to 9/10/16
Any Samsung laundry pair purchase made between 8/28/16 to 9/14/16
Any KitchenAid cooktop and wall oven purchase made between 8/28/16 to 9/10/16
36 Month offer applies to the following purchases*
Any Frigidaire Professional 4 piece kitchen package purchase made between 8/24/16 to 9/24/16
Any Samsung 4 Piece Kitchen package purchase made between 8/28/16 to 9/14/16
6 Month offer applies to the following purchases*
Any mattress purchase up to $999 made between 1/1/16 to 12/31/16
12 Month offer applies to the following purchases*
Any mattress purchase from $1,000 to $1,999 made between 1/1/16 to 12/31/16
24 Month offer applies to the following purchases*
Any mattress purchase from $2,000 to $3,499 made between 1/1/16 to 12/31/16
36 Month offer applies to the following purchases**
Any mattress purchase from $3,500 to $4,499 made between 1/1/16 to 12/31/16
48 Month offer applies to the following purchases**
Any mattress purchase from $4,500 to $5,999 made between 1/1/16 to 12/31/16
60 Month offer applies to the following purchases**
Any mattress purchase of $6,000 or more made between 1/1/16 to 12/31/16
ALL SPECIAL FINANCING OFFERS: SUBJECT TO CREDIT APPROVAL. MINIMUM MONTHLY PAYMENTS REQUIRED. SEE STORE FOR DETAILS. 6 MONTHS SPECIAL FINANCING ON ALL OTHER PURCHASES (excluding prepaid gift cards) MADE WITH YOUR P.C. RICHARD & SON CREDIT CARD THROUGH 12/31/16.
*No Interest If Paid In Full Within 6, 12 or 24 Months
Offer applies only to the single-receipt qualifying purchases shown above made with your P.C. Richard & Son credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12 or 24 Months. Minimum monthly payments required. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the 6, 12 or 24 month promotional period. If you do not, interest will be assessed on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
**Interest Free Financing for 36, 48 or 60 Months
Offer applies only to the single-receipt qualifying purchases shown above made with your P.C. Richard & Son credit card. 36, 48 or 60 equal monthly payments are required. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.