Acima Leasing
Shop without perfect credit! $1 to start^ 1/27 - 2/25. ^$1 pays initial lease period only. Participating stores only. Does not reduce total cost to own.
Shop Without Perfect Credit! - $1 to start^
^$1 pays initial lease period only. Participating stores only. Does not reduce total cost to own.
Valid thru 2/25/26
Benefits You’ll Love
Shop Without Perfect Credit
More Shopping Power
Get a fast approval decision that will allow you to lease merchandise with a retailer cash price up to $5,000.***
An Alternative to Credit
You can get the things you want for your home without perfect credit or increasing your debt.
Easy Renewable Lease Payment Option
Make flexible lease renewal payments that are conveniently scheduled with your payday.
Flexible options that let you choose your path to ownership
Complete the Lease
After all scheduled lease renewal payments have been made as detailed in your agreement, the merchandise is yours to keep.
Early Purchase Savings¹
You can purchase your item at any point during the lease at a discount or purchase your item(s) within the first 90 days (3-months in CA) for the lowest Early Purchase Option price. The sooner you purchase your items, the more you save!
Get approved for up to $5,000 in leasable merchandise.***
Applying is fast and easy. You could get approved for $300 to $5,000 of shopping power by meeting these basic requirements:
- An active checking account with at least $750 of income per month
- 3 months of income history with your current source of income
- Government-issued photo ID and SSN or Taxpayer Identification Number
Acima offers lease-to-own transactions. This is not a loan, credit, or financing. Acima obtains information from consumer reporting agencies during a lease application. We consider multiple data points and regularly approve customers with less than perfect credit history. Acquiring ownership by leasing costs more than the retailer's cash price. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com. Not available in MN, NJ, or WI.
***Approval amount based on cash price Acima with pay to acquire your product(s) for your lease. Ownership through leasing costs more than the cash price.
¹Standard agreement offers 12 months to ownership if you choose to make each lease renewal payment, which may cost more than double the cash price. You are not automatically enrolled in any early purchase options and additional payments will be required to purchase early. To purchase early or cancel call (801) 297-1980 or go to customer.acima.com. Refer to your lease for specific terms and conditions.
