P.C. Richard & Son Credit Card
If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:
- By Phone: 1-877-800-4727. There may be an additional fee to make an expedited payment by phone.
- Online at: mysynchrony.com
- In-Store: Find a Store
- Mail: Synchrony Bank PO Box 960061 Orlando, FL 32896-0061
Ensure you have plenty of time for your payment to arrive prior to due date
Benefits You'll Love
Current Special Financing With Your P.C. Richard & Son Credit Card
Appliance Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases select appliance purchases totaling $999 or more now through 12/31/25.
Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases any Hisense TVs priced $995 or more now through 12/31/25. any LG TVs priced $995 or more now through 12/31/25. any Samsung TVs priced $995 or more now through 12/31/25. any TCL TVs priced $995 or more now through 12/31/25. any Sony TVs priced $1,495 or more now through 12/31/25.
Mattress Special Financing
6 Months special financing* applies to the following purchases any mattresses priced up to $998.99 now through 12/31/25. 12 Months Special Financing* applies to the following purchases any mattresses priced $999-$1,498.99 now through 12/31/25. 18 Months Special Financing* applies to the following purchases any mattresses priced $1,499-$1,998.99 now through 12/31/25. 24 Months Special Financing* applies to the following purchases any mattresses priced $1,999 or more now through 12/31/25.
Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases any Mac computer now through 12/31/25. any JBL audio priced $495 or more now through 12/31/25. any LG audio priced $495 or more now through 12/31/25. any Samsung audio priced $495 or more now through 12/31/25. any TCL audio priced $495 or more now through 12/31/25.
Frequently Asked Questions
Securely access and manage your account online. you can: make a payment, view account balance & receive account alerts or call synchrony customer service at 1-877-800-4727 7 days a week; 7:30am to midnight est
1 New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.
*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 12/4/25 through 12/31/25. 6 Months Special Financing on everything we sell not listed below and all mattresses priced up to $998.98, 12 Months on all Mac computers, select appliance purchases totaling $999 or more (excluding Panasonic & Sub Zero MidAtlantic), Hisense, LG, Samsung & TLC TVS priced $995 or more, all Sony TVs priced $1,495 or more, all JBL, LG, Samsung & TCL audio priced $495 or more and all mattresses priced $999-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 months on all mattresses priced $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. For 6-month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.
***Subject to credit approval. In order to qualify for this statement credit offer, you must use your P.C. Richard & Son account to make a qualifying single-receipt purchase of select appliances totaling $999 or more (Excluding LG, Panasonic & SubZero Mid-Atlantic & Speed Queen), all Hisense, LG, Samsung & TLC TVS priced $995 or more, all Sony TVs priced $1,495 or more, all JBL, LG, Samsung & TCL audio priced $495 or more & all mattresses priced $1,999 or more between 12/4/25 through 12/31/25 (minus any returns or adjustments during the promotional period.) For accounts that qualify, a 3% statement credit will post to your account within 90 days from end of offer period. Only one 3% statement credit can be earned per account. Statement credit cannot be used to satisfy the required monthly payment on your P.C. Richard credit card account and may not be redeemed for cash or cash equivalent. Only combinable with our 6-month special financing offer. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please call 866-396-8254 or the number on the back of your Credit Card to inquire about your statement credit status. This offer is void where prohibited.
4 NO PURCHASE NECESSARY. Legal residents of CT, NJ, NY, PA, 18 years or older. Ends 1/31/2026. Purchase of P.C. Richard & Son gift cards or pre-paid cards, P.C. Tech Support Plans, delivery, installation, and service contracts and customers who have business accounts as part of the builder’s division do not qualify for entries. See Official Rules for how to enter, how to enter by mail, odds and prize description. Void outside of CT, NJ, NY, PA and where prohibited. Sponsor: Synchrony Bank.