P.C. Richard & Son Credit Card
get up to 36 months special financing on qualifying purchases now through 7/8/26 plus get a 250 dollar reward card of your choice when you spend 2500 dollars or more on your PC Richard and Son Credit Card 6/17/26 through 7/8/26 New card cannot be used for same day pick up purchases online or in a PC Richard and Son store your first order must be delivered to the address on your credit card application
If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:
- By Phone: 1-877-800-4727. There may be an additional fee to make an expedited payment by phone.
- Online at: mysynchrony.com
- In-Store: Find a Store
- Mail: Synchrony Bank PO Box 960061 Orlando, FL 32896-0061
Ensure you have plenty of time for your payment to arrive prior to due date
Benefits You'll Love
Current Special Financing With Your P.C. Richard & Son Credit Card
Appliance Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed* 18 Months Special Financing* applies to the following purchases any appliance purchase totaling $698 or more now through 7/8/26. 24 Months Special Financing* applies to the following purchases any appliance purchases totaling $1,998 or more now through 7/8/26.
Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed* 18 Months Special Financing* applies to the following purchases any Hisense TVs priced $698 or more now through 7/8/26. any LG TVs priced $698 or more now through 7/8/26. any Samsung TVs priced $698 or more now through 7/8/26. any TCL TVs priced $698 or more now through 7/8/26. any Sony TVs priced $698 or more now through 7/8/26. all Furrion TVs priced $1,295 or more now through 7/8/26. any Slyvox TVs priced $1,295 or more now through 7/8/26.
Mattress Special Financing
6 Months special financing* applies to the following purchases any mattresses priced up to $998.99 now through 7/8/26. 12 Months Special Financing* applies to the following purchases any mattresses priced $999-$1,498.99 now through 7/8/26. 18 Months Special Financing* applies to the following purchases any mattresses priced $1,499-$1,998.99 now through 7/8/26. 24 Months Special Financing* applies to the following purchases any mattresses priced $1,999-$2,998.99 now through 7/8/26. 36 Months Special Financing*/** applies to the following purchases any mattresses priced $2,999 or more now through 7/8/26.
Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases any Mac computer now through 7/8/26. any Weber grill priced $499 or more now through 7/8/26. 18 Months Special Financing* applies to the following purchases any TCL audio priced $295 or more now through 7/8/26. any LG audio priced $495 or more now through 7/8/26. any Samsung audio priced $495 or more now through 7/8/26. any Sony audio priced $495 or more now through 7/8/26. any JBL audio priced $795 or more now through 7/8/26.
Frequently Asked Questions
Securely access and manage your account online. you can: make a payment, view account balance & receive account alerts or call synchrony customer service at 1-877-800-4727 7 days a week; 7:30am to midnight est
*0 Interest if paid in full within 6, 18 or 24 months with your P.C. Richard & Son Credit Card 6/17/26 through 7/8/26. 6 Months Special Financing on everything we sell not listed below, 18 Months on all appliance purchases totaling $698 or more and 24 months on all appliance purchases totaling $1,998 or more (excluding Dacor, LG, Samsung, Sub-Zero MidAtlantic & Panasonic). Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 18 or 24 month promo period. Minimum monthly payments required.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
²Subject to credit approval. Within 3-5 weeks after qualifying purchase is verified, an email from info@selectyourcard.biz will be sent to the email address you provide to or which is on file with P.C. Richard & Son. The email will include a code to select and redeem your $250 Virtual Reward Card, which will be valid for 6 months after it was issued. Only one Virtual Reward Card offer per cardholder.
