P.C. Richard & Son Credit Card

1 New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.

*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 11/5/25 through 12/3/25. 6 Months Special Financing on everything we sell not indicated below and all mattresses priced up to $598.98, 12 Months on everything we sell priced $599 or more, all Mac computers and all mattresses priced $599-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 Months on select appliance purchases totaling $999 or more (excluding Beko, Panasonic & Sub Zero MidAtlantic), Hisense, LG, Samsung & TLC TVS priced $995 or more, all Sony TVs priced $1,495 or more, all JBL, LG, Samsung & TCL audio priced $495 or more and all mattresses priced $1,999-$2,998.99 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 15, 18 or 24 month promo period. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. For 6-month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.

**No Interest for 36 Months on mattresses priced $2,999 or more with your P.C. Richard & Son Credit Card 11/5/25 through 12/3/25. Equal monthly payments required for 36 months. 

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the amount financed and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

***Subject to credit approval. In order to qualify for this statement credit offer, you must use your P.C. Richard & Son account to make a qualifying single-receipt purchase of everything we sell priced $599 or more (Excluding Beko, LG, Panasonic, Speed Queen, & SubZero Mid-Atlantic appliances) between 11/5/25 through 12/3/25 (minus any returns or adjustments during the promotional period.) For accounts that qualify, a 3% statement credit will post to your account within 90 days from end of offer period. Only one 3% statement credit can be earned per account. Statement credit cannot be used to satisfy the required monthly payment on your P.C. Richard credit card account and may not be redeemed for cash or cash equivalent. Only combinable with our 6-month special financing offer. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied.