P.C. Richard & Son Credit Card
Get up to 24 months special financing** on qualifying purchases 6/5/25 through 6/15/25 no annual fee new cards cannot be used for same-day pickup purchases online or in a pc richard & son store your first order must be delivered to the address on your credit card application
If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:
- By Phone: 1-877-800-4727. There may be an additional fee to make an expedited payment by phone.
- Online at: mysynchrony.com
- In-Store: Find a Store
- Mail: Synchrony Bank PO Box 960061 Orlando, FL 32896-0061
Ensure you have plenty of time for your payment to arrive prior to due date
Benefits You'll Love
Current Special Financing With Your P.C. Richard & Son Credit Card
Appliance Special Financing
6 months special financing* applies to all purchases not qualifying for another offer listed* any appliance 6/5/25 through 6/15/25
Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases any LG TVs priced $995 or more 6/5/25 through 6/15/25. any TCL TVs priced $995 or more 6/5/25 through 6/15/25. any Furrion TVs priced $1,295 or more 6/5/25 through 6/15/25. 24 Months Special Financing* applies to the following purchases any Samsung TVs priced $995 or more 6/5/25 through 6/15/25.
Mattress Special Financing
6 Months special financing* applies to the following purchases any mattresses priced up to $998.99 6/5/25 through 6/15/25. 12 Months Special Financing* applies to the following purchases any mattresses priced $999-$1,498.99 6/5/25 through 6/15/25. 18 Months Special Financing* applies to the following purchases any mattresses priced $1,499-$1,998.99 6/5/25 through 6/15/25. 24 Months Special Financing* applies to the following purchases any mattresses priced $1,999 or more 6/5/25 through 6/15/25.
Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases any Mac computer 6/5/25 through 6/15/25. any Weber grill priced $499 or more 6/5/25 through 6/15/25. any LG audio priced $495 or more 6/5/25 through 6/15/25. any JBL audio priced $795 or more 6/5/25 through 6/15/25. 24 Months Special Financing* applies to the following purchases any Samsung audio priced $495 or more 6/5/25 through 6/15/25.
Frequently Asked Questions
Securely access and manage your account online. you can: make a payment, view account balance & receive account alerts or call synchrony customer service at 1-877-800-4727 7 days a week; 7:30am to midnight est
1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.
*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 6/5/25 through 6/15/25. 6 Months Special Financing on everything we sell not indicated below and all mattresses priced up to $998.99, 12 months on all Furrion TVs priced $1,295 or more, LG & TCL TVs priced $995 or more, all LG audio priced $495 or more, all JBL audio priced $795 or more, all Mac computers, all Weber grills priced $499 or more and all mattresses priced $999-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 Months on all mattresses priced $1,999 or more, all Samsung TVs priced $995 or more & all Samsung Audio priced $495 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer. For 6-month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.