P.C. Richard & Son Credit Card
Get up to 36 Months Special Financing* on Qualifying Purchases now through 6/3/26! New Cards CANNOT be used for same-day pick up purchases online or in a P.C. Richard & Son Store. Your first order must be delivered to the address on your credit card application.
If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:
- By Phone: 1-877-800-4727. There may be an additional fee to make an expedited payment by phone.
- Online at: mysynchrony.com
- In-Store: Find a Store
- Mail: Synchrony Bank PO Box 960061 Orlando, FL 32896-0061
Ensure you have plenty of time for your payment to arrive prior to due date
Benefits You'll Love
Current Special Financing With Your P.C. Richard & Son Credit Card
Appliance Special Financing
6 months special financing applies to all purchases not qualifying for another offer listed 18 months special financing applies to all purchses not qualifying for another offer listed any appliance purchase totaling 599 dollars or more now through 6/3/26
Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed* 18 Months Special Financing* applies to the following purchases any Hisense TVs priced $599 or more now through 6/3/26. any LG TVs priced $599 or more now through 6/3/26. any Samsung TVs priced $599 or more now through 6/3/26. any TCL TVs priced $599 or more now through 6/3/26. any Sony TVs priced 599 dollars or more now through 6/3/26.
Mattress Special Financing
6 Months special financing* applies to the following purchases any mattresses priced up to $998.99 now through 6/3/26. 12 Months Special Financing* applies to the following purchases any mattresses priced $999-$1,498.99 now through 6/3/26. 18 Months Special Financing* applies to the following purchases any mattresses priced $1,499-$1,998.99 now through 6/3/26. 24 Months Special Financing* applies to the following purchases any mattresses priced $1,999-$2,998.99 now through 6/3/26. 36 Months Special Financing*/** applies to the following purchases any mattresses priced $2,999 or more now through 6/3/26.
Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed* 12 Months Special Financing* applies to the following purchases any Mac computer now through 6/3/26. any Weber grill priced $499 or more now through 6/3/26. 18 Months Special Financing* applies to the following purchases any TCL audio priced $295 or more now through 6/3/26. any LG audio priced $495 or more now through 6/3/26. any Samsung audio priced $495 or more now through 6/3/26. any Sony audio priced $495 or more now through 6/3/26. any JBL audio priced $795 or more now through 6/3/26.
Frequently Asked Questions
Securely access and manage your account online. you can: make a payment, view account balance & receive account alerts or call synchrony customer service at 1-877-800-4727 7 days a week; 7:30am to midnight est
1New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.
*0 Interest if paid in full within 6, 12, 18 or 24 months with your P.C. Richard & Son Credit Card 5/14/26 through 6/3/26. 6 Months Special Financing on everything we sell not listed below and all mattresses priced up to $998.98, 12 months on all Mac computers, all Weber grills priced $499 or more and all mattresses priced $999-$1,498.99 and 18 Months on all appliance purchases totaling $599 or more (excluding Dacor, Samsung, Sub-Zero MidAtlantic & Panasonic), Friedrich AC purchases totaling $599 or more, LG, Hisense, Samsung, Sony & TCL TVs priced $599 or more, TCL audio priced $295 or more, LG, Samsung & Sony audio priced $495 or more, JBL audio priced $795 or more and mattresses priced $1,499-$1,998.99 and 24 months on all mattresses priced $1,999-$2998.99.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
**No Interest for 36 Months on mattresses priced $2,999 or more with your P.C. Richard & Son Credit Card 5/14/26 through 6/3/26. Equal monthly payments required for 36 months.
Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the amount financed and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
