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P.C. Richard & Son Credit Card

Up to 24 Months Special Financing*/**

on Qualifying Purchases 9/12/24 through 9/30/24, no annual fee!1

New cards CANNOT be used TODAY for in-store pickup purchases OR purchases made in a P.C. Richard & Son store. Your first order must be delivered to the address on your credit card application.

P.C. Richard & Son Credit Card

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If you wish to make a payment to your P.C. Richard & Son Synchrony credit card, please use one of the following methods:

Ensure you have plenty of time for your payment to arrive prior to due date

Benefits You'll Love

1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.

Current Special Financing With Your P.C. Richard & Son Credit Card

Appliance Special Financing

Appliance Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed

Electronics Special Financing

Electronics Special Financing
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases

any Hisense TV priced $999 or more 9/12/24 through 9/30/24.

any Sharp TV priced $999 or more 9/12/24 through 9/30/24.

Mattress Special Financing

Mattress Special Financing
6 Months Special Financing* applies to the following purchases

any mattresses priced up to $998 9/12/24 through 9/30/24.

12 Months special financing* applies to the following purchases

any mattresses priced $999-$1,498.99 9/12/24 through 9/30/24.

18 Months Special Financing* applies to the following purchases

any mattresses priced $1,499-$1,998.99 9/12/24 through 9/30/24.

24 Months special financing* applies to the following purchases

any mattresses priced $1,999 or more 9/12/24 through 9/30/24.

Special Offers

Special Offers
6 Months special financing* applies to all purchases not qualifying for another offer listed
12 Months Special Financing* applies to the following purchases

any Mac computer purchases 9/12/24 through 9/30/24.

any LG audio products priced $499 or more 9/12/24 through 9/30/24.

any Samsung audio products priced $499 or more 9/12/24 through 9/30/24.

any JBL products priced $799 or more 9/12/24 through 9/30/24.

Frequently Asked Questions

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Securely access and manage your account online. You can:

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Or call Synchrony Customer Service at 1-877-800-4727 , 7 days a week, 7:30 a.m to midnight EST.

1 New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more.

*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 9/12/24 through 9/30/24!. 6 Months Special Financing on everything we sell not indicated below and all mattresses priced up to $998, 12 Months on all Hisense & Sharp TVs priced $999 or more, all Mac computers, all Samsung & LG audio priced $499 or more, all JBL products priced $799 or more and all mattresses priced $999-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 Months on all JBL products priced $799 or more and all mattresses priced $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.

For 6 month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer.