1 New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.

*No Interest if paid in full within 6, 12, 18, or 24 months with your P.C. Richard & Son Credit Card 12/4/25 through 12/31/25. 6 Months Special Financing on everything we sell not listed below and all mattresses priced up to $998.98, 12 Months on all Mac computers, select appliance purchases totaling $999 or more (excluding Panasonic & Sub Zero MidAtlantic), Hisense, LG, Samsung & TLC TVS priced $995 or more, all Sony TVs priced $1,495 or more, all JBL, LG, Samsung & TCL audio priced $495 or more and all mattresses priced $999-$1,498.99, 18 Months on all mattresses priced $1,499-$1,998.99 and 24 months on all mattresses priced $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.  

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. For 6-month special financing, this is an everyday offer, however we reserve the right to discontinue or alter the terms of this offer any time.

***Subject to credit approval. In order to qualify for this statement credit offer, you must use your P.C. Richard & Son account to make a qualifying single-receipt purchase of select appliances totaling $999 or more (Excluding LG, Panasonic & SubZero Mid-Atlantic & Speed Queen), all Hisense, LG, Samsung & TLC TVS priced $995 or more, all Sony TVs priced $1,495 or more, all JBL, LG, Samsung & TCL audio priced $495 or more & all mattresses priced $1,999 or more between 12/4/25 through 12/31/25 (minus any returns or adjustments during the promotional period.) For accounts that qualify, a 3% statement credit will post to your account within 90 days from end of offer period. Only one 3% statement credit can be earned per account. Statement credit cannot be used to satisfy the required monthly payment on your P.C. Richard credit card account and may not be redeemed for cash or cash equivalent. Only combinable with our 6-month special financing offer. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied. Please call 866-396-8254 or the number on the back of your Credit Card to inquire about your statement credit status. This offer is void where prohibited.