A promo fee, equal to 2% of the amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the related promo fee and the required monthly payments. The estimated required monthly payment shown (which may exclude taxes, delivery or other charges) equals the amount financed (including related promo fee) divided by the number of months in the promo period, rounded up to the next cent. During the last month(s) of the promo period the required monthly payment may be reduced due to the rounding. These payments apply only with the financing offer shown. If you make these payments by the due date each month, you should pay off the amount financed (including related promo fee) within the promo period, if it is the only balance you are paying off. If you have other balances on your account, this payment will be added to any other minimum monthly payments.
IMPORTANT: The information about the Equal Monthly Payment shown assumes the following promotional financing offer is applied to the promo purchase balance:
No Interest with 36 equal monthly payments^
On Mattress and adj. bases priced $2999 or more with your P.C. Richard & Son Credit Card now through 02/25/26.
Promo fee of 2% of amount financed will be included in required montly payments shown (which may exclude taxes, delivery or other charges)
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Benefits You`ll Love With Your P.C. Richard & Son Credit Card
Advance notice of sales, special financing, and discounts
Convenient monthly payments
1New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.