The Suggested Equal Monthly Payment shown above (which may exclude taxes and delivery) may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12-month promotional financing offer.
This estimated payment:
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Equals the amount financed divided by 12 rounded to the next highest whole dollar.
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Would pay off the amount financed within 12 months, but only if there are no other balances on your account at any time during the 12-month promotional period and you make your payments on time. Your total payments will equal the amount financed.
If the amount financed is not paid in full within 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount financed.
IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the amount financed:
No Interest if Paid in Full Within 12 Months*
On Mattresses and adj. bases priced $999-$1,498.99 with your P.C. Richard & Son Credit Card now through 12/31/25.
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.
*Click for details
Benefits You`ll Love With Your P.C. Richard & Son Credit Card
Advance notice of sales, special financing, and discounts
Convenient monthly payments
1New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.
