1New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2.

*0 Interest if paid in full within 6, 12, 18 or 24 months with your P.C. Richard & Son Credit Card 10/1/26 through 10/18/26. 6 Months Special Financing on everything we sell not listed below and all mattresses priced up to $998.98, 12 months on all appliance purchases totaling $498 or more (excluding Dacor, LG, Samsung, Sub-Zero MidAtlantic, Sub-Zero Clarke & Panasonic), LG, Hisense, Samsung, Sony & TCL TVs priced $497 or more, JBL, LG, Samsung, Sony & TCL audio priced $497 or more, all Mac computers and all mattresses priced $999-$1,498.99 and 18 Months on and mattresses priced $1,499-$1,998.99 and 24 months on mattresses priced $1,999-$2998.99. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the applicable 6, 12, 18 or 24 month promo period. Minimum monthly payments required.

Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

**No Interest for 36 Months on mattresses priced $2,999 or more with your P.C. Richard & Son Credit Card 10/1/26 through 10/18/26. Equal monthly payments required for 36 months. 

 Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the amount financed and equal monthly payments are required on such balance until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/31/25: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.